POINT SPREAD: The number of points added to or subtracted from a team's actual score for betting purposes.
Conversion chart
Guidelines for determining the money line in an NFL game:
Point spread Money line
2 -130/+110 2 1/2 -140/+120 3 -155/+135 3 1/2 -175/+155 4 -200/+170 4 1/2 -220/+180 5 or 5 1/2 -240/+190 6 -270/+210 6 1/2 -300/+220 7 -330/+250 7 1/2, 8 or 8 1/2 -360/+280 9 or 9 1/2 -400/+300 10 -450/+325 11 -550/+375 12 -600/+400 13 -650/+450
Betting terms
FIXED ODDS: Refers to a style of betting in which the price is locked in at the time of the wager and does not change.
MONEY LINE: A wager in which the winner of the game is the winner of the bet, regardless of the point spread. Example: If thes Colts are minus 450 on the money line against the Broncos, a wager of $450 would pay $100, plus the original stake, for a total payout of $550, if the Colts win the game.
PICK 'EM: A game in which the two teams are evenly matched according to the oddsmaker; neither team is favored.
POINT SPREAD: The number of points added to or subtracted from a team's actual score for betting purposes.

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